Post COVID, the financial condition of people have derailed and that’s why many people are going through scarcity of money these days. So everyone is trying to get a personal loan so that their financial havoc can be managed. But as you all know, getting a personal loan is quite top and for that you need to go through a lot of paperwork. In many cases, even after having the right documents and eligibility, the loan application is rejected. So in such circumstances, everyone look for an easy way to get a loan easily.
Today in this article we shall guide you through the step by step guide to get a personal loan from the comfort of your home and that with only the help of your Aadhar card and KYC documents. Post COVID, the Indian Government is prioritising on Digital procedures and hence apply a loan also has become easy with Online Applications. But now question arises how! Answer to this how is quite easy. Just have a look.
For getting an instant loan approval, these days only you have to visit the official website of the bank and fill the Online Application form. You can even apply for a loan through your Aadhar card. You don’t have to make much paperwork for this, neither you need to submit hard copies. To apply for a loan online, you need to be an Indian citizen and must be working with a Private, Public or Multi National sector. If you meet this eligibility criteria, then you can easily apply for a personal loan by just following the below mentioned steps.
- First of all, browse through the official website or mobile app of your bank.
- Then click on the Loan Section and opt for Personal Loan.
- Then check your Eligibility.
- If you meet the eligibility criteria, then click on Apply Loan.
- A form will appear, now fill in the details and click Submit.
That’s it. Soon you will get a call from the Bank. They will verify your details and you will be approved for the loan post verification. If approved, the amount will be transferred to your savings account.